Your home represents one of your most significant investments of your lifetime. It’s crucial to secure the right coverage for your property. With the substantial rise in building costs, many property owners find themselves underinsured, when they make a claim – Home Insurance policies are the same. Let Graham Lyle Insurance to expertly navigate the home insurance process, offering tailored Home & Contents Insurance to effectively protect you in the event of unforeseen circumstances.
Home Insurance safeguards the primary structures of your property, encompassing the main home, sheds, garages, pools, and decks. Meanwhile, Contents Insurance protects valuables within, covering items like carpets & window furnishings, appliances, furniture, clothing, and jewellery against damage or theft.
There are two main standards of Home & Contents cover:
Accidental Damage – an accidental damage policy is much broader in cover and will generally provide cover for your contents anywhere in Australia, whilst providing a broader cover on your Building, including additions such as Mechanical Breakdown.
Listed Events – a listed events policy is a more basic cover that protects your contents whilst at the listed situation for a range of events.
To discuss your Home & Contents Insurance needs or for a free Home & Contents Insurance quotation, please contact Graham Lyle Insurance today.
Depending on the policy selected, home and contents insurance may cover:
Accidental damage policies generally provide broader protection for unexpected accidents around the home and often include wider protection for contents. Listed events policies cover specific insured events such as fire, storm or theft and are usually a more economical option.
Yes.
Many clients combine home, contents, vehicle, business and landlord insurance into one insurance portfolio, making policies easier to manage and sometimes improving pricing.